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For emergenciesIf You Pay Off Your Balance In Full Every Month.
If you have a lot of money or you only keep a credit card for
emergencies, then you might just pay it all off each time you get the
bill. If you do, then you’re in a position where you obviously don’t
need to worry about the interest rate much at all, since you won’t be
paying any interest (make sure there’s a grace period, though).
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